Simplify Collections, Recover Faster
Drive 50% faster recoveries, automate compliance workflows, and cut NPAs with zero developer effort.
Trusted across 4 continents.
ISO 27001Certified
Simplify Collections, Recover Faster
Drive 50% faster recoveries, automate compliance workflows, and cut NPAs with zero developer effort.
Trusted across 4 continents.
ISO 27001Certified
Built for Every Collections Stakeholder
Whether you’re running operations, managing risk, or driving digital transformation
collect.ezee speaks your language.
For Collection Heads
Stop playing guessing games with borrower behavior. See exactly who will pay, when they’ll pay, and how much effort each account needs.
For CIOs
Build complex collection workflows without writing code. Deploy in days, not months. Zero dependency on your dev team.
For Credit Officers
Never miss a legal trigger again. AI decides when to escalate, when to settle, and when to write off — automatically.
For Operations Heads
See every agent, every call, every outcome in real-time. No more black boxes in your collection process.
For Bank CEOs & MDs
Cut your NPA by 30% without hiring more staff. Predictable recoveries, compliant processes, measurable ROI.
For Compliance Heads
Every action logged, every decision auditable. Built-in compliance for RBI, GDPR, and local regulations.
For Legal Counsels
Automated legal workflows with perfect documentation. From notice to recovery, everything court-ready.
Why Collection Teams Are Moving to AI Right Now
The regulatory landscape is tightening. NPAs are rising. Traditional collection methods aren’t scaling.
NPA Crisis Deepening
Compliance Scrutiny Intensifying
Recovery Windows Shrinking
Field Operations Breaking Down
The Collections Reality Check
Every day of delay costs you more than money — it costs you control.
Stop Managing Chaos. Start Orchestrating Recoveries.
With AI-powered segmentation, compliance-first workflows, and zero tech dependency — collect.ezee transforms unpredictable collection ops into measurable recovery systems.
Features Built for Enterprise Collections
Every feature delivers measurable business outcomes.
No fluff, just results that impact your bottom line.
AI Risk Segmentation
Outcome: Focus agents only on high-probability accounts. 40% productivity boost.
Legal Workflow Automation
Outcome: Cut legal delays by 70%, prevent regulatory violations, reduce costs by ₹460 per account
Real-Time Agent Analytics
Outcome: Improve agent performance by 30% in 2 weeks, identify top performers vs laggards
No-Code Journey Builder
Outcome: Build, test, and deploy campaigns in 48 hours — zero IT dependency
Recovery Portal
Outcome: Reduce field costs by 60%, improve CX scores, increase early-stage recovery by 25%
Omnichannel Recovery
Outcome: Increase PTP response rates by 45%, reduce manual follow-ups by 80%
Predictive PTP Scoring
Outcome: Prioritize high-intent borrowers, reduce false promises by 60%
Recovery Opti Engine
Outcome: Optimize recovery strategies in real-time, boost collection efficiency by 35%
Compliance Automation
Outcome: Zero compliance violations, reduce audit preparation time by 90%
Dynamic Collection Strategies
Outcome: Adaptive strategies improve success rates by 28%, reduce collection costs
What Collection Leaders Are Saying
Real feedback from real users across 55+ financial institutions
Chief Collections Officer
“collect.ezee didn’t just digitize our collections — it gave us predictability. We now know which accounts will pay, when they’ll pay, and exactly what actions to take. Our NPAs dropped 30% in the first quarter.”
CTO
“The no-code builder was a game-changer. We went from 6-month dev cycles to launching new collection journeys in 48 hours. Our IT team can focus on innovation instead of maintenance.”
Head of Credit Risk
“Legal escalations used to be our biggest bottleneck. Now they’re automated, compliant, and happen at exactly the right time. Our legal costs per account dropped by ₹4600.”
Operations Head
“The agent dashboards transformed our field operations. We can see real-time performance, identify training needs, and optimize territories. Our recovery rates improved 40% in two months.”
Chief Compliance Officer
“Compliance was our biggest concern with automation. collect.ezee’s audit trails and regulatory workflows gave us confidence. RBI audits are now smooth sailing.”
Customer Experience Head
“The self-service portal reduced our field dependency by 60%. Borrowers can set up payment plans online, and we save on operational costs while improving customer experience.”
Why collect.ezee Beats Every Alternative
We didn’t just build another collection tool. We rebuilt collections from the ground up for the AI era.
3-Week Deployment
Compliance-First
Proven ROI
No-Code
API-First Architecture
Made For Your Country
Real Transformations, Measurable Results
See how leading financial institutions achieved 30%+ NPA reductions and ₹500Cr+ monthly recoveries with collect.ezee
Leading Private Bank
AI segmentation + automated legal workflows:
30% NPA reduction in 6 months
₹125Cr Additional recovery per quarter
60% Faster legal escalations
Regional NBFC
Agent performance heatmaps + territory optimization:
87% Contact success rate
40% Agent productivity increase
₹15L Daily recovery improvement
International Bank
Automated legal workflows with country-specific compliance:
100% Audit compliance score
₹460 Legal cost reduction per account
70% Faster court proceedings
Leading NBFC – India
AI-driven segmentation + automated SMS/email :
38% Early-stage recovery rate
₹6200 Increase in recovered amount per agent
4x Increase in recovered amount per agent
The Lending Canvas
Built For Any Product
One platform. All asset types. Fully configurable.
SME Lending
Co-Lending
Consumer Durables Lending
Working Capital Lending
Loan Against Property
Business Loans
Home Loans
Personal Loans
Credit Card Loans
Vehicle Loans
Vehicle Leasing
BNPL - Buy Now Pay Later
Pre Approved Loan
Trusted by 100+ Banks & NBFCs Across Segments
Financial institutions globally choose ezee.ai for its unparalleled security, compliance, and AI-driven automation capabilities.
14 out of 43 RRBs in India Run on ezee.ai
Your Complete Lending Technology Suite
Three powerful platforms that work together to transform how you
build, deploy, automate and manage lending products.
Launch Credit Products in Weeks, Not Quarters
Cut loan processing time by 70%
Boost STP rates by 50%
Turn Collections into Customer Conversations
Cut collection cycle times by 60%
Handle 10x more accounts
Optimize, Automate & Accelerate Lending Decision
Launche complex rules in minutes
Reduce decisioning time by 80% with AI
Every Overdue Account is Costing You More Than Money
Let AI close the gap between borrower intent and payment action.
Start your predictable recovery transformation today.
Let Go Legacy
Our borrowers have evolved. It’s time your recovery strategy did too — with AI that adapts faster than spreadsheets ever could.
✅ Manual won’t scale anymore.
Own The Outcome
Move beyond activity tracking. Take full control of results with predictive recoveries, not just reactive processes.
✅ Uncertainty is killing growth.
Lead With Certainty
No more guesswork, delays, or dev dependency. Empower your credit and collection teams to act decisively, starting today.
✅ Control belongs to ops.
🛡️ Risk-free • Pure SAAS • Pay as You Grow
Debt Collection Software FAQs
How does a debt collection software handle rising delinquency volumes during economic downturns?
Collect.ezee uses AI-powered prioritisation and segmentation to focus recovery resources where they matter most. By dynamically adjusting strategies based on risk and behaviour, lenders can manage large delinquency spikes without ballooning costs.
Can debt collection software reduce borrower resistance and improve repayment willingness?
Yes. Collect.ezee leverages empathetic messaging, flexible repayment options, and self-service digital channels. This reduces confrontation, increases borrower cooperation, and leads to higher voluntary repayments.
How does debt collection software keep field collections effective in a digital-first world?
We enable seamless coordination between digital and field teams through mobile apps, geo-tracking, and real-time updates. Collectors receive the right cases at the right time, supported by digital nudges, improving both efficiency and accountability.
How does debt collection software ensure compliance with changing recovery laws?
Collect.ezee embeds jurisdiction-specific compliance frameworks into workflows. Automated controls ensure communications, timelines, and escalation paths always adhere to local laws protecting lenders from regulatory risk.
Can debt collection software improve recovery in unsecured retail portfolios?
Yes. For unsecured loans and credit cards, Collect.ezee uses micro-segmentation, behavioural scoring, and flexible repayment plans. This leads to higher recoveries without resorting to aggressive field tactics.
How do lenders measure ROI from debt collection software?
ROI is visible in reduced cost-to-collect, faster resolution times, improved recovery rates, and higher customer retention. Most lenders using Collect.ezee see measurable gains within the first 12–18 months of deployment.
Will debt collection software shape borrower relationships beyond recovery?
Modern collections is no longer a “final chapter.” By analysing borrower behaviour during stress, Collect.ezee helps lenders design restructuring pathways, re-lending opportunities, and engagement programmes that convert recovery into long-term customer value.