📈 50+ Banks Trust Us. $15 millions recovered monthly

From Overdue to Paid

Collections Made Predictable by AI

Drive 50% faster recoveries, automate compliance workflows, and cut NPAs with zero developer effort.

Trusted across 4 continents.

3 weeks To Go Live
30% NPA Reduction

ISO 27001Certified

Built for Every Collections Stakeholder

Whether you’re running operations, managing risk, or driving digital transformation
collect.ezee speaks your language.

Why Collection Teams Are Moving to AI Right Now

The regulatory landscape is tightening. NPAs are rising. Traditional collection methods aren’t scaling.

NPA Crisis Deepening

Banks reporting 8-12% NPA growth.
Manual collection processes can't keep up with delinquency volumes.

Compliance Scrutiny Intensifying

RBI Digital Lending Guidelines. GDPR enforcement. Every collection action needs audit trails.

Recovery Windows Shrinking

Borrower behavior changing post-pandemic. Digital-first recovery strategies essential for early intervention.

Field Operations Breaking Down

Agent productivity declining. Field costs rising 20% YoY. Remote-first collection models becoming mandatory.

The Collections Reality Check

Every day of delay costs you more than money — it costs you control.

What's Happening Now

Your agents are calling the wrong borrowers. Recovery workflows break down at critical moments. Legal triggers happen too late or not at all.

What This Costs You

Higher NPAs. Longer recovery cycles. Compliance violations that trigger penalties. Field teams burning budget on accounts that won't pay.

What collect.ezee Does

AI predicts which borrowers will pay. Automated workflows handle everything from first notice to legal escalation. Real-time dashboards give you complete control.

Stop Managing Chaos. Start Orchestrating Recoveries.

With AI-powered segmentation, compliance-first workflows, and zero tech dependency — collect.ezee transforms unpredictable collection ops into measurable recovery systems.

Features Built for Enterprise Collections

Every feature delivers measurable business outcomes.
No fluff, just results that impact your bottom line.

AI Risk Segmentation

Auto-score borrowers based on behavior, payment history, DPD patterns, and 200+ data points

Outcome: Focus agents only on high-probability accounts. 40% productivity boost.

Legal Workflow Automation

Drag-and-drop escalation logic with complete audit trails and regulatory compliance

Outcome: Cut legal delays by 70%, prevent regulatory violations, reduce costs by ₹460 per account

Real-Time Agent Analytics

Live performance dashboards, PTP success tracking, territory optimization, and coaching insights

Outcome: Improve agent performance by 30% in 2 weeks, identify top performers vs laggards

No-Code Journey Builder

Visual workflow designer for asset-specific, region-based, or segment-targeted campaigns

Outcome: Build, test, and deploy campaigns in 48 hours — zero IT dependency

Recovery Portal

Borrower-facing portal for payment plans, document uploads, and direct communication

Outcome: Reduce field costs by 60%, improve CX scores, increase early-stage recovery by 25%

Omnichannel Recovery

Automated SMS, email, WhatsApp, voice calls with personalized templates and timing

Outcome: Increase PTP response rates by 45%, reduce manual follow-ups by 80%

Predictive PTP Scoring

AI predicts likelihood of promise-to-pay fulfillment based on borrower behavioral patterns

Outcome: Prioritize high-intent borrowers, reduce false promises by 60%

Recovery Opti Engine

Dynamic strategy recommendations based on portfolio performance and market conditions

Outcome: Optimize recovery strategies in real-time, boost collection efficiency by 35%

Compliance Automation

Built-in GDPR, RBI, CCPA compliance with automatic documentation and reporting

Outcome: Zero compliance violations, reduce audit preparation time by 90%

Dynamic Collection Strategies

AI automatically adjusts collection approaches based on borrower response patterns

Outcome: Adaptive strategies improve success rates by 28%, reduce collection costs

What Collection Leaders Are Saying

Real feedback from real users across 55+ financial institutions

Why collect.ezee Beats Every Alternative

We didn’t just build another collection tool. We rebuilt collections from the ground up for the AI era.

✓ Avg. implementation: 18 days

3-Week Deployment

While competitors take 6+ months, we get you live in 3 weeks

✓ Zero compliance violations

Compliance-First

Built for RBI, GDPR, CCPA from day one. Not bolted on later

✓ Average ROI: 340%

Proven ROI

55+ banks, ₹500Cr+ monthly recoveries, 30% NPA reduction

✓ 95% user adoption rate

No-Code

Collection heads build workflows. Zero IT dependency

✓ 50+ integrations ready

API-First Architecture

Integrates with any LOS, BRE, LMS, core banking, or collection system

✓ 15+ countries supported

Made For Your Country

Live across 4 continents. Handles local regulations automatically

Real Transformations, Measurable Results

See how leading financial institutions achieved 30%+ NPA reductions and ₹500Cr+ monthly recoveries with collect.ezee

Leading Private Bank

AI segmentation + automated legal workflows:
30% NPA reduction in 6 months
₹125Cr Additional recovery per quarter
60% Faster legal escalations

Regional NBFC

Agent performance heatmaps + territory optimization:
87% Contact success rate
40% Agent productivity increase
₹15L Daily recovery improvement

International Bank

Automated legal workflows with country-specific compliance:
100% Audit compliance score
₹460 Legal cost reduction per account
70% Faster court proceedings

Leading NBFC – India

AI-driven segmentation + automated SMS/email :
38% Early-stage recovery rate
₹6200 Increase in recovered amount per agent
4x Increase in recovered amount per agent

The Lending Canvas

Built For Any Product
One platform. All asset types. Fully configurable.

Trusted by 100+ Banks & NBFCs Across Segments

Financial institutions globally choose ezee.ai for its unparalleled security, compliance, and AI-driven automation capabilities.

      14 out of 43 RRBs in India Run on ezee.ai

      Your Complete Lending Technology Suite

      Three powerful platforms that work together to transform how you
      build, deploy, automate and manage lending products.

      Launch Credit Products in Weeks, Not Quarters

      Cut loan processing time by 70%
      Boost STP rates by 50%

      Turn Collections into Customer Conversations

      Cut collection cycle times by 60%
      Handle 10x more accounts

      Optimize, Automate & Accelerate Lending Decision

      Launche complex rules in minutes
      Reduce decisioning time by 80% with AI

      Every Overdue Account is Costing You More Than Money

      Let AI close the gap between borrower intent and payment action.
      Start your predictable recovery transformation today.

      Let Go Legacy

      Our borrowers have evolved. It’s time your recovery strategy did too — with AI that adapts faster than spreadsheets ever could.

      ✅ Manual won’t scale anymore.

      Own The Outcome

      Move beyond activity tracking. Take full control of results with predictive recoveries, not just reactive processes.

      ✅ Uncertainty is killing growth.

      Lead With Certainty

      No more guesswork, delays, or dev dependency. Empower your credit and collection teams to act decisively, starting today.

      ✅ Control belongs to ops.

      🛡️ Risk-free • Pure SAAS • Pay as You Grow