1. Why Collections Needs a Smarter Brain Picture this. You’re not just managing collections. You’re accountable for liquidity recovery, portfolio hygiene, and risk containment. Collections today isn’t a back-office function—it’s the front line of financial resilience. It’s Monday morning. Your dashboard is flooded. 1. DPD 30s are growing faster than…
Video PlayerLaunch credit journeys in just one day with our No-Code AI platform.
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Build Lending Products Like You Build Slides
Drag, Drop, Automate with AI
Launch credit journeys in just one day with our No-Code AI platform.
Build complete flows with screens, fields, rules, and workflows—without a single line of code.
<30 Days to Go-Live | 80% Ops Run No-Code | 30% Lower Lending OPEX | 3x Faster Flow Iterations | 100% Flow Auditability | 85%+ Digital Loan Disbursement | 200+ Credit Flows Automated | BFSI-Trained AI at Core | <30 Days to Go-Live | 80% Ops Run No-Code | 30% Lower Lending OPEX | 3x Faster Flow Iterations | 100% Flow Auditability | 85%+ Digital Loan Disbursement | 200+ Credit Flows Automated | BFSI-Trained AI at Core
Why Banks Choose ezee.ai to Build Credit Journeys
Your Complete Lending Technology Suite
Three powerful platforms that work together to transform how you
build, deploy, automate and manage lending products.
Launch Credit Products in Weeks, Not Quarters
Cut loan processing time by 70%
Boost STP rates by 50%
Turn Collections into Customer Conversations
Cut collection cycle times by 60%
Handle 10x more accounts
Optimize, Automate & Accelerate Lending Decision
Launche complex rules in minutes
Reduce decisioning time by 80% with AI
Supporting Every Asset Type with AI Precision
Our flexible platform powers lending across all asset types with live implementations globally
- Configure any asset type with drag-and-drop workflows
- Pre-trained models for each asset class and geography
- Launch new asset types in days, not months with AI
Global Footprint
100+ Customers across 4 Continents, processing $100 million accounts and $2 billion in loans annually
Trusted by 100+ Banks & NBFCs Across Segments
Financial institutions globally choose ezee.ai for its unparalleled security, compliance, and AI-driven automation capabilities.
14 out of 43 RRBs in India Run on ezee.ai
Enterprise Security & Compliance
Meeting the most stringent regulatory requirements while enabling innovation
Approval Accuracy Improved by 95%
COO
Financial Group (Australia)
“Our team now uses decision.ezee to automate complex eligibility checks. The accuracy, consistency, and auditability of our credit decisions have gone up across product lines.”
Compliance Logic Embedded End-to-End
Head of Risk Management
Top Gulf NBFC (Middle East)
“decision.ezee made it easy for our risk and compliance teams to encode audit-ready rules without code. It’s future-proof, agile, and gives us full control over policy evolution.”
Reduced GTM Cycles by 75%
Head of Lending Technology
Leading Australian Bank (Australia)
“Our previous credit launch cycles spanned 5–6 months. With lend.ezee, we launched a BNPL product in under 4 weeks—with no backlog and full compliance. Unmatched agility for enterprise-grade delivery.”
80% Faster Credit Product Launches
Head of Digital Lending
Leading Tier-1 NBFC, India (APAC)
“With ezee.ai, we moved from long dev cycles to launching new SME lending journeys in just weeks. The platform empowered our business teams to build and go live—without relying on tech sprints.”
Launched SME Stack in 28 Days
Product Head
Top Gulf NBFC (Middle East)
“ezee.ai enabled us to go live with a fully digital SME loan journey in under a month. The platform’s AI-driven form builder and compliance-checked logic were exactly what we needed.”
Post-Closing Costs Down 60%
Collection Head
Leading NBFC (APAC)
“collect.ezee helped us streamline our workflows, reduce follow-up calls, and cut down post-closing document handling. We now save 100+ hours a month with zero-code automations.”
Collections ROI Boosted 70%
Chief Risk Officer
Debt Recovery Firm (Middle East)
“We moved from unstructured calls to structured, AI-prioritized collection queues. Our team sees higher success rates, and our NPL recoveries have improved drastically.”
Processing Time Reduced by 90%
CFO
Top Collections Agency (Australia)
“With collect.ezee, we introduced self-serve options, automated workflows, and role-based queues. We now close cases in record time—with less effort and more visibility.”
Decision-Making Time Down 80%
CIO
North Indian NBFC (APAC)
“With decision.ezee, we reduced the time to apply new credit rules from weeks to hours. It gave us true agility in rule management—without relying on dev releases.”
Approval Accuracy Improved by 95%
COO
Financial Group (Australia)
“Our team now uses decision.ezee to automate complex eligibility checks. The accuracy, consistency, and auditability of our credit decisions have gone up across product lines.”
Compliance Logic Embedded End-to-End
Head of Risk Management
Top Gulf NBFC (Middle East)
“decision.ezee made it easy for our risk and compliance teams to encode audit-ready rules without code. It’s future-proof, agile, and gives us full control over policy evolution.”
Reduced GTM Cycles by 75%
Head of Lending Technology
Leading Australian Bank (Australia)
“Our previous credit launch cycles spanned 5–6 months. With lend.ezee, we launched a BNPL product in under 4 weeks—with no backlog and full compliance. Unmatched agility for enterprise-grade delivery.”
80% Faster Credit Product Launches
Head of Digital Lending
Leading Tier-1 NBFC, India (APAC)
“With ezee.ai, we moved from long dev cycles to launching new SME lending journeys in just weeks. The platform empowered our business teams to build and go live—without relying on tech sprints.”
Real Implementations, Real Results
See how leading financial institutions launch credit products with unprecedented speed using ezee.ai
Tier 1 NBFC Launches SME Platform in 28 Days Straight
Leading NBFC deployed complete SME lending stack with AI-powered risk assessment and automated workflows.
300% faster processing
Regional Bank Automates Gold Loan Processing
Full gold loan journey with automated valuation, instant approvals, and digital documentation.
90% reduction in manual tasks
Fintech Scales Vehicle Financing with No-Code
Multi-asset vehicle financing platform with drag-and-drop workflow builder and AI decisioning.
5x faster product iterations
Co-Lending Platform Powers Bank-NBFC Partnership
Seamless multi-party lending workflows enabling risk sharing and automated reconciliation.
$100M+ loan volume
Lending Innovation, Explained Simply
Insights from the frontlines of digital lending transformation.
Business Rule Engines: Driving Clear, Confident Decisions
A Simple Idea. A Big Impact. In lending, every second counts.Who gets approved. What offer goes out. When action is triggered.These aren’t just decisions—they're the engine behind growth, risk, and trust. But when the rules driving those decisions are slow to change, hard to see, or stuck with IT teams,…
The ROI of Omnichannel Collections: Faster Recovery, Lower Friction
Most of us in lending grew up with phones at the heart of collections. We built scripts. We hired and trained agents. We tracked dial attempts and pickup rates as key indicators of success. But borrowers have changed. And quietly, so has the game. Today, people are constantly online—but rarely…
Inside a Smart Collection Stack: Must-Have Tools and Integrations
Where Collections Fail—and Where They Can Soar If you manage collections at a bank or NBFC, this much is clear: It’s not the DPD count alone that’s keeping you up at night—it’s the ticking clock. Because after 30 days past due, every hour matters. Recovery probability doesn’t just decline—it plummets.…
How to Choose a LOS That Grows With You
Today, offering a loan isn’t just about giving credit. It's about delivering seamless, fast, digital-first experiences that borrowers now expect. But here’s the thing nobody tells you: almost every broken borrower journey can be traced back to one outdated system in the backend—your LOS. Bankers chase disbursal speed, low NPAs,…
API-Driven Credit Scoring: Plug-and-Play Risk Models for Agile Lenders
For decades, lenders relied on monolithic loan origination systems built to support scale and compliance. But those very systems — once considered the backbone of growth — are now turning into barriers. Product launches are delayed by weeks, sometimes months. Updating a credit scorecard requires coordination across multiple teams. Introducing…
One Loan, Two Journeys: No-Code vs. Low-Code from the Inside Out
Launching a new loan product is one of the most cross-functional, high-pressure efforts in modern banking. It’s not just about getting the underwriting logic right. It’s about aligning multiple departments—credit, risk, compliance, operations, legal, product, and technology—under tight deadlines and even higher expectations. Each team brings different priorities to the…
Smarter by Design: Why Modern Rule Engines Need UI Flexibility and Modular Architecture
1. Imagine: Your Risk Team Wants to Tweak a Rule. It Takes Three Weeks. It’s a Monday morning. Your product head has a brilliant idea: launch a limited-time offer for pre-approved customers under 28, in metros, with no current liabilities, and a credit score over 720. You nod. Great idea.…
Rule Engines in Collections: Automating Empathy, Efficiency, and Escalation
1. Why Collections Needs a Smarter Brain Picture this. You’re not just managing collections. You’re accountable for liquidity recovery, portfolio hygiene, and risk containment. Collections today isn’t a back-office function—it’s the front line of financial resilience. It’s Monday morning. Your dashboard is flooded. 1. DPD 30s are growing faster than…
Business Rule Engines: Driving Clear, Confident Decisions
A Simple Idea. A Big Impact. In lending, every second counts.Who gets approved. What offer goes out. When action is triggered.These aren’t just decisions—they're the engine behind growth, risk, and trust. But when the rules driving those decisions are slow to change, hard to see, or stuck with IT teams,…
The ROI of Omnichannel Collections: Faster Recovery, Lower Friction
Most of us in lending grew up with phones at the heart of collections. We built scripts. We hired and trained agents. We tracked dial attempts and pickup rates as key indicators of success. But borrowers have changed. And quietly, so has the game. Today, people are constantly online—but rarely…
Inside a Smart Collection Stack: Must-Have Tools and Integrations
Where Collections Fail—and Where They Can Soar If you manage collections at a bank or NBFC, this much is clear: It’s not the DPD count alone that’s keeping you up at night—it’s the ticking clock. Because after 30 days past due, every hour matters. Recovery probability doesn’t just decline—it plummets.…
How to Choose a LOS That Grows With You
Today, offering a loan isn’t just about giving credit. It's about delivering seamless, fast, digital-first experiences that borrowers now expect. But here’s the thing nobody tells you: almost every broken borrower journey can be traced back to one outdated system in the backend—your LOS. Bankers chase disbursal speed, low NPAs,…
API-Driven Credit Scoring: Plug-and-Play Risk Models for Agile Lenders
For decades, lenders relied on monolithic loan origination systems built to support scale and compliance. But those very systems — once considered the backbone of growth — are now turning into barriers. Product launches are delayed by weeks, sometimes months. Updating a credit scorecard requires coordination across multiple teams. Introducing…