by lalitha.a | Jun 28, 2025 | Loan Origination
For decades, lenders relied on monolithic loan origination systems built to support scale and compliance. But those very systems — once considered the backbone of growth — are now turning into barriers. Product launches are delayed by weeks, sometimes months. Updating...
by lalitha.a | Jun 28, 2025 | Loan Origination
Launching a new loan product is one of the most cross-functional, high-pressure efforts in modern banking. It’s not just about getting the underwriting logic right. It’s about aligning multiple departments—credit, risk, compliance, operations, legal, product, and...
by lalitha.a | Jun 28, 2025 | Business Rule Engine
1. Imagine: Your Risk Team Wants to Tweak a Rule. It Takes Three Weeks. It’s a Monday morning. Your product head has a brilliant idea: launch a limited-time offer for pre-approved customers under 28, in metros, with no current liabilities, and a credit score over 720....
by lalitha.a | Jun 28, 2025 | Debt Collection
1. Why Collections Needs a Smarter Brain Picture this. You’re not just managing collections. You’re accountable for liquidity recovery, portfolio hygiene, and risk containment. Collections today isn’t a back-office function—it’s the front line of financial resilience....
by lalitha.a | Jun 27, 2025 | Business Rule Engine
A Simple Idea. A Big Impact. In lending, every second counts.Who gets approved. What offer goes out. When action is triggered.These aren’t just decisions—they’re the engine behind growth, risk, and trust. But when the rules driving those decisions are slow to...