by lalitha.a | Jun 28, 2025 | Debt Collection
Where Collections Fail—and Where They Can Soar If you manage collections at a bank or NBFC, this much is clear: It’s not the DPD count alone that’s keeping you up at night—it’s the ticking clock. Because after 30 days past due, every hour matters. Recovery probability...
by lalitha.a | Jun 28, 2025 | Loan Origination
Table of Contents 2 3 FirstHeadingIntroduction: Why Your LOS MattersThe Evolution of Lending: From Ledgers to Lightning LoansRole of the LOS: Your Invisible Growth LeverSigns Your LOS Is Holding You BackWhat a Modern LOS Should EnableBusiness Value of a Modern...
by lalitha.a | Jun 28, 2025 | Loan Origination
For decades, lenders relied on monolithic loan origination systems built to support scale and compliance. But those very systems — once considered the backbone of growth — are now turning into barriers. Product launches are delayed by weeks, sometimes months. Updating...
by lalitha.a | Jun 28, 2025 | Loan Origination
Table of Contents 2 3 FirstHeadingIntroduction: One Loan, Two JourneysWhy Your LOS Choice Determines Lending SpeedThe KPIs That Break (or Accelerate) Because of LOSReal Story, Real Stakes – ₹900 Cr on PauseA Common Lending Scenario: The Rule Change BottleneckWho...
by lalitha.a | Jun 28, 2025 | Business Rule Engine
1. Imagine: Your Risk Team Wants to Tweak a Rule. It Takes Three Weeks. It’s a Monday morning. Your product head has a brilliant idea: launch a limited-time offer for pre-approved customers under 28, in metros, with no current liabilities, and a credit score over 720....
