lms.ezee
Build, Scale, and Service Loans with
100% No-Code Loan Management System
Designed for Speed. Built for Control.
Run every loan like a living system.
Configure automated loan processing flows, automate operations, and scale portfolios across products, partners, and geographies without operational drag.
Built for Everything Beyond Disbursement.
Real-Time Transaction Engine
Process repayments, fees, penalties, and reversals.
Multi-Product Loan Support
Configure personal, home, auto, LAP, SME, and BNPL.
Built-In NPA & Asset Classification
Automate NPA classification with overrides.
Document Servicing
Generate SOAs, foreclosure quotes, and certificates on demand.
API-First Integration
Connect with core, ERP, LOS, and external systems.
Track Every Rupee.
Trace Every Settlement.
Credit & Auto/Manual Knock-Off
Execute knock offs with IPC, CIP, PIC priority.
NACH & PDC Mandate Management
Manage mandates with bounce and retry logic.
Waivers & Settlements
Handle waivers and tranche settlements with audit.
Excess & Suspense Management
Track and clear unallocated funds with audit.
Refunds & Reposting
Reverse, refund, and repost with traceability.
Can Your Current System Handle This Without Manual Fixes?
A Smart Configuration Layer for All Your Loan Products.
Multi-Product Configuration
Configure all loan products with product-level controls.
Scheme-Level Granularity
Set tenure, pricing, cycles, and penal rules at scheme level.
Charges & GST Handling
Configure fees, GST, booking methods, & event-based charge rules.
GL Configuration & Event Rules
Automated GL mapping and event-based entries.
Handle the Complexity That Simpler Systems Cannot
Collateral Management
Track collateral across the portfolio.
Multi-Tranche Support
Handle tranches with independent schedules.
Rescheduling & Restructuring
Manage loan changes with full audit trails.
Write-Off Management
Govern write-offs, provisioning, and recoveries.
NPA & Asset Classification
Automated classification with override controls.
ACL & Master Data
Role-based access and centralized masters.
Everything About a Customer. One Screen. One Click.
Customer 360 Dashboard
Complete borrower and facility view.
Loan 360 Snapshot
Key loan, overdue, and customer insights in one view.
Self-Service Document Generation
On-demand servicing documents and statements.
Report Builder / BI Tool
Reporting across portfolio, collections, and compliance.
Enterprise Security & Compliance
Meeting the most stringent regulatory requirements while enabling innovation
ISO 27001:2022
SOC 2 Type II
AES-256
GDPR Ready
RBAC
SaaS
Cloud
On-Prem
Hybrid
Proven at scale across 3 continents
Trusted by 55+ Banks & NBFCs Across Segments
9/28 RRBs in India Run on ezee.ai
Legacy Core Banking vs. lms.ezee
| CAPABILITY | LEGACY CORE / SPREADSHEET |
|
|---|---|---|
| Multi-Product Support | Separate systems per product | All products on one platform |
| Transaction Processing | Batch / end-of-day | Real-time with value-date |
| Knock-Off Logic | Manual or rigid rules | Configurable IPC/CIP/PIC modes |
| NPA Classification | Manual spreadsheet tracking | Automatic with override controls |
| Collateral Tracking | Separate registers | Linked to loans, tracked real-time |
| Customer 360 | Across multiple screens | Single consolidated dashboard |
| Document Servicing | Manual generation | On-demand SOA, certificates, schedules |
| NACH/PDC | Offline tracking | Built-in mandate management |
| API Architecture | Limited or none | REST APIs for full ecosystem |
| Rescheduling | Manual process | System-driven with audit trail |
The Full Credit Lifecycle. One Unified Ecosystem.
ORIGINATE
AI + No-Code LOS
Capture leads, run KYC, build journeys. 12 AI agents.
DECIDE
AI-Powered BRE
Author rules in minutes.
Sub-100ms. Audit-ready.
MANAGE
Servicing & Lifecycle
Real-time servicing.
Multi-product. NPA-ready.
RECOVER
Agentic AI Recovery
Predict, engage, resolve. Autonomously at scale.
20+ Loan Products. One Ecosystem.
Is Your Loan Servicing Stack Ready for Scale?
Each "yes" is a sign your current setup may be holding you back.
Select statements that apply.
See lms.ezee With Your Loan Book
See lms.ezee with your portfolio, your segments, your compliance requirements.
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Head office
Karuna Nivas, Chakrapani Road, Guindy,
Chennai – 600032
Development Center
1st Floor, 502/A, 1st Main Rd, 8th Block, Jayanagar, Bengaluru – 560082
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