⚡ Deploy Rules in Minutes, Not Months
Launch Credit Logic in
1/10th the Time
The AI-powered decision engine that turns business logic into market domination. Launch products 300x faster.
Built for Leaders Who Win
Executives who can’t afford another delayed launch
Chief Digital Officers
Leading transformation without IT bottlenecks
Chief Credit Officers
Intelligent risk decisions at machine speed
CIOs & CTOs
Innovation without expanding tech debt
Heads of Product
Market-winning products at blazing speed
Trusted by Leaders Who Can’t Afford to Wait
Top Global Banks
Leading APAC NBFC
Fortune 500 Fintech
🏆 Best Digital Lending Suite 2023 🔒 ISO 27001 Certified
Launch New Logic Before Your Coffee Goes Cold
AI handles the grunt work so your teams can move from idea to impact instantly.
Zero-Code Platform
Real-Time Decisioning
Regulatory Agility
Visual Workflow Maker
Scalability & Security
Vendor Independence
The Hidden Cost of “Business as Usual”
What legacy decisioning costs you right now
- Your Current Reality
6-Month Product Prison
Competitors launch 3 products while you wait for IT.
Lost: $2.3M per delayed quarter
Innovation Tax
80% of engineers trapped building basic rules.
Cost: $1.8M annually
Compliance Time Bomb
Manual updates create dangerous gaps.
Risk: Millions in fines
- Your decision.ezee Future
5-Minute Launch
Deploy complex rules without code or IT.
Impact: 3x more products per quarter
Self-Improving Intelligence
Every decision learns and optimizes automatically.
ROI: 35% better risk-adjusted returns
Bulletproof Compliance
AI-powered monitoring ensures zero gaps.
Result: Zero compliance gaps
Why Decisioning Feels Effortless with decision.ezee
Every capability solves a blocker you’re tired of facing.
Excel-Compatible
Empowers credit teams to update logic in familiar tools and sync seamlessly, cutting turnaround time.
Integrate Anything
No patchy middleware. Build decisioning on real-time, multi-source data.
JSON-Friendly, Credit-Ready
Seamlessly parse and route any complex credit application or KYC format from partner APIs or loan apps.
Formulas, Constants & Knockouts
Auto-calculate credit ratios, knockout conditions, income eligibility—no code needed.
Always-On Smart Logs
Enables audit trails, faster debugging, and intelligent refinements to credit strategy.
Multi-Lender. One Brain.
Enables syndicated lending, co-lending, and partner-level customization in a single platform.
Workflow Engine for Rule-Based Triggers
Automates next steps post-decision—like KYC, rejection workflows, or routing to legal queues.
Rules-Based Access & Control
Aligns teams across credit, compliance, and operations—without risk of overreach.
Real-world use cases that drive measurable results
Executives who can’t afford another delayed launch
Loan Eligibility Rules
Define who qualifies for different loan products based on income, credit score, entity type, etc.
Product Recommendation Engine
Auto-match borrowers with best-suited loan products (e.g., MSME vs. personal vs. vehicle loan).
Dynamic KYC/CKYC Logic
Show/hide documents based on borrower type, geography, or risk profile.
Credit Score Tier Mapping
Route applications differently based on CIBIL/Experian score thresholds.
Income Proof Validation Rules
Validate income based on employment type, industry norms, or cashflow statements.
Collateral Evaluation Logic
Automate risk-based acceptance or rejection of property/asset types.
Risk Rating Scorecards
Assign borrower risk tiers (A/B/C) based on weighted rule logic.
Fraud Detection Flags
Trigger alerts based on anomalies, document mismatches, or geo-IP mismatches.
Co-applicant & Guarantor Checks
Rule-based evaluation of joint liability strength.
Pre-approved Offer Logic
Auto-approve based on existing account behavior and past repayments.
Bank Statement Analyzer Rules
Filter statements for bounced cheques, EMI obligations, or salary trends.
Regulatory Rule Enforcement
Ensure credit decisions align with evolving local regulations (APRA, RBI, RG209, MAS, etc.).
Audit Trail & Version Control
Track every rule change with reason, timestamp, and rollback ability.
Pre-disbursal Checklist Logic
Auto-generate required validations before disbursement.
Sanctions/Blacklist Screening
Integrate with watchlists and apply logic to reject flagged profiles.
Loan Restructuring Eligibility
Define who qualifies for EMI moratoriums, term extensions, etc.
Rate Revision Rules
Auto-adjust interest rates based on benchmark movements or risk class.
Part-payment/Foreclosure Rules
Define logic for charges, lock-in periods, and exceptions.
Delinquency Categorization
Assign default stages (D0–D180) and related actions via rules.
Collection Strategy Mapping
Define which borrower goes into which follow-up bucket (e.g., legal, call center, field visit).
Top-Up Loan Eligibility
Auto-check if customer qualifies for top-up based on tenure, balance, repayment history.
Loan Buyback & Balance Transfer Rules
Automate decision-making for transfer-out/in applications.
Cross-sell/Upsell Triggers
Define conditions under which a borrower is shown other credit products.
Bureau Rule Integration
Logic-based bureau filtering for fraud patterns or soft pulls.
Dynamic Loan Offers Based on Behavior
Use AI + rules to push contextual offers (e.g., “Your credit limit can increase by X”).
Document Type Intelligence
Auto-verify doc types via OCR/AI and apply matching rules.
Risk-Based Pricing Engine
AI-calculated interest + logic-layered margin based on creditworthiness.
Real-time Rule Simulation & Testing
Run A/B variations on credit rules without affecting live flow.
Borrower Segmentation Rules for Collections
Segment delinquent accounts for tailored treatment using past repayment pattern logic.
Built for Your Growth
Scale without limits, implement without delays
True SaaS Model
No Costly Infrastructure
Rapid Onboarding
Real Transformations, Real Results
How leaders turned decision.ezee into competitive advantage
Chief Digital Officer
“We reduced logic rollout time by 90%. decision.ezee lets our teams go live in a day—without waiting on IT.”
VP – Credit Risk
“Our simulation-to-launch cycle shrank from 3 weeks to 2 days. That’s how we launched 4 credit variants last quarter.”
Chief Information Officer
“We manage 6+ co-lender rule sets in one unified flow—cutting complexity by over 70%.”
Head of Product
“Using Excel sync, our credit team updated 100+ rules without developer input—launching 3 workflows in under a week.”
CTO
“We flagged and fixed 18 compliance issues pre-launch—something that took weeks earlier, now done in minutes.”
Chief Compliance Officer
“decision.ezee’s validator caught 100% of logic gaps before go-live, improving audit success rate by 5x.”
While You Read This, Competitors Are Winning
Speed isn’t advantage—it’s survival. Every day in legacy systems is another day competitors steal market share.
300x
Faster Deployment
95%
Less Decision Time
89%
Reduced IT Dependency
Your Complete Lending Technology Suite
Three powerful platforms that work together to transform how you
build, deploy, automate and manage lending products.
Launch Credit Products in Weeks, Not Quarters
Cut loan processing time by 70%
Boost STP rates by 50%
Turn Collections into Customer Conversations
Cut collection cycle times by 60%
Handle 10x more accounts
Optimize, Automate & Accelerate Lending Decision
Launche complex rules in minutes
Reduce decisioning time by 80% with AI
Ready to Leave Competition Behind?
See how decision.ezee revolutionizes your lending operations in a personalized demo.
Your Demo Includes:
- 5-minute rule deployment demo
- AI suggestions for your policies
- ROI calculator for transformation
- Custom implementation roadmap