lms.ezee

Build, Scale, and Service Loans with
100% No-Code Loan Management System
Designed for Speed. Built for Control.

Run every loan like a living system.
Configure automated loan processing flows, automate operations, and scale portfolios across products, partners, and geographies without operational drag.

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360° Customer Dashboard

2000+ Built-in Validations

50% Operational Efficiency

Zero Servicing Drag

Core Servicing Engine

Built for Everything Beyond Disbursement.

Real-Time Transaction Engine

Process repayments, fees, penalties, and reversals.

Multi-Product Loan Support

Configure personal, home, auto, LAP, SME, and BNPL.

Built-In NPA & Asset Classification

Automate NPA classification with overrides.

Document Servicing

Generate SOAs, foreclosure quotes, and certificates on demand.

API-First Integration

Connect with core, ERP, LOS, and external systems.

Repayment & Settlement

Track Every Rupee.
Trace Every Settlement.

Credit & Auto/Manual Knock-Off

Execute knock offs with IPC, CIP, PIC priority.

NACH & PDC Mandate Management

Manage mandates with bounce and retry logic.

Waivers & Settlements

Handle waivers and tranche settlements with audit.

Excess & Suspense Management

Track and clear unallocated funds with audit.

Refunds & Reposting

Reverse, refund, and repost with traceability.

Can Your Current System Handle This Without Manual Fixes?

Find Your Gaps

Product & Scheme Configuration

A Smart Configuration Layer for All Your Loan Products.

Multi-Product Configuration

Configure all loan products with product-level controls.

Scheme-Level Granularity

Set tenure, pricing, cycles, and penal rules at scheme level.

Charges & GST Handling

Configure fees, GST, booking methods, & event-based charge rules.

GL Configuration & Event Rules

Automated GL mapping and event-based entries.

Tranche & Risk Management

Handle the Complexity That Simpler Systems Cannot

Collateral Management

Track collateral across the portfolio.

Multi-Tranche Support

Handle tranches with independent schedules.

Rescheduling & Restructuring

Manage loan changes with full audit trails.

Write-Off Management

Govern write-offs, provisioning, and recoveries.

NPA & Asset Classification

Automated classification with override controls.

ACL & Master Data

Role-based access and centralized masters.

Customer & Loan 360

Everything About a Customer. One Screen. One Click.

Customer 360 Dashboard

Complete borrower and facility view.

Loan 360 Snapshot

Key loan, overdue, and customer insights in one view.

Self-Service Document Generation

On-demand servicing documents and statements.

Report Builder / BI Tool

Reporting across portfolio, collections, and compliance.

Enterprise Security & Compliance

Meeting the most stringent regulatory requirements while enabling innovation

ISO 27001:2022

SOC 2 Type II

AES-256

GDPR Ready

RBAC

SaaS

Cloud

On-Prem

Hybrid

Proven at scale across 4 continents

Trusted by 100+ Banks & NBFCs Across Segments

9/28 RRBs in India Run on ezee.ai

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Legacy Core Banking vs. lms.ezee

CAPABILITY	LEGACY CORE / SPREADSHEET	LMS.ezee
Multi-Product Support	Separate systems per product	All products on one platform
Transaction Processing	Batch / end-of-day	Real-time with value-date
Knock-Off Logic	Manual or rigid rules	Configurable IPC/CIP/PIC modes
NPA Classification	Manual spreadsheet tracking	Automatic with override controls
Collateral Tracking	Separate registers	Linked to loans, tracked real-time
Customer 360	Across multiple screens	Single consolidated dashboard
Document Servicing	Manual generation	On-demand SOA, certificates, schedules
NACH/PDC	Offline tracking	Built-in mandate management
API Architecture	Limited or none	REST APIs for full ecosystem
Rescheduling	Manual process	System-driven with audit trail

The Full Credit Lifecycle. One Unified Ecosystem.

ORIGINATE

AI + No-Code LOS

Capture leads, run KYC, build journeys. 12 AI agents.

DECIDE

AI-Powered BRE

Author rules in minutes.
Sub-100ms. Audit-ready.

MANAGE

Servicing & Lifecycle

Real-time servicing.
Multi-product. NPA-ready.

RECOVER

Agentic AI Recovery

Predict, engage, resolve. Autonomously at scale.

20+ Loan Products. One Ecosystem.

Personal Loans Home Loans Vehicle Loans Business Loans LAP Working Capital Co-Lending BNPL Consumer Durables Vehicle Leasing Pre-Approved SME Lending Business Loans Credit Cards

Is Your Loan Servicing Stack Ready for Scale?

Each "yes" is a sign your current setup may be holding you back.

Is your transaction processing batch-based, not real-time?

Do you manage different loan products on separate systems?

Is NPA classification tracked manually in spreadsheets?

Is generating an SOA a multi-step, manual process?

Are collateral and tranche records maintained outside the LMS?

Does your team switch between 3+ screens to get a customer view?

Is knock-off logic rigid and hard to change?

Is rescheduling or restructuring a manual, error-prone process?

Your score: 0 / 8

Select statements that apply.

See lms.ezee With Your Loan Book

See lms.ezee with your portfolio, your segments, your compliance requirements.